Plan Your First Month Money

The first month in a new country is often expensive and confusing. Without a simple budget, money can disappear faster than you expect.

What to do: Open the MoneyHelper budget planner and enter your income, savings and all expected costs like rent, deposit, food, transport and phone. Adjust the numbers until you see a plan you can follow.

What do you need: You need basic information about your monthly income and regular costs and access to the online budget tool.

Outcomes: You will see clearly if your money is enough and where you may need to cut costs or ask for support.

Lifehack: Add a small extra line for surprise costs such as medicines or school items so they do not break your budget.