Managing Pet Costs
Understand and manage extra costs for renting with pets.
Last updated: 12.05.2026
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1. Discuss Pet Insurance Requirements
Under recent rules in England, landlords cannot charge a separate extra deposit just for pets. Some may instead ask you to have pet insurance.
What to do: When you talk about pets with a landlord or agent, ask calmly if they expect you to hold pet insurance and what level of cover they want. Check simple guidance on deposits and discuss any reasonable requests, such as normal cover for damage caused by your pet.
What do you need: You need information about your current or planned pet insurance and your tenancy offer details.
Outcomes: You and your landlord will have a clear agreement about insurance, which can reduce worries about damage.
Lifehack: Ask the insurer to confirm in writing what is covered so you know exactly what the policy includes.
2. Check Your Standard Deposit Is Protected
3. Budget for Extra Pet-Related Costs
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