State Pension and NI Record
Even early in your UK life, it is smart to watch what pension record you are building.
Last updated: 10.05.2026
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1. Check your National Insurance record
Your National Insurance record shows what you paid and what credits you got. It has a big effect on your future State Pension.
What to do: Open the GOV.UK page to check your National Insurance record and sign in with your online account. Look at each tax year to see your contributions, any credits and any years that have gaps.
What do you need: You need your National Insurance number, access to your GOV.UK sign in, and payslips or P60 forms if you want to compare details.
Outcomes: You will know if your record looks correct and if there are any gaps you may want to ask about or fill later.
Lifehack: Write down or save a screenshot of any year that looks wrong so you can give clear information if you contact HMRC.
2. Check your State Pension forecast
3. Save payslips and your P60
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