Student Bank Account & Financial Setup
Open a student bank account and learn to manage money as a student.
Last updated: 10.05.2026
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1. Open a Student Bank Account
A student bank account can offer benefits like fee-free overdrafts. It also helps you manage money while you study.
What to do: Read GOV.UK banking guidance and compare student accounts from banks such as Monzo or Starling. Visit a branch or apply online, following the steps and giving your student documents when asked.
What do you need: You need your passport, proof you are a student (like CAS or offer letter) and proof of your UK address if you have it.
Outcomes: You will have a student bank account to receive money, pay bills and use any student offers.
Lifehack: Ask about bank apps and alerts so you can easily track your spending.
2. Apply for a National Insurance Number (NINo)
3. Create a Simple Student Budget
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