Workplace Pension Auto-Enrolment
New workers are often enrolled automatically and should still read the details.
Last updated: 10.05.2026
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1. Check your workplace pension
Most employees are put into a workplace pension automatically. This means both you and your employer put money in for your future retirement.
What to do: Read the GOV.UK guidance on joining a workplace pension to see how auto enrolment works. Check your payslip and any pension letters to understand how much you and your employer pay in.
What do you need: You need your payslips, any welcome pack from the pension provider and your personal details.
Outcomes: You will know if you are in a workplace pension and how much is being saved for your future each month.
Lifehack: Think carefully before you leave a pension scheme, as you may lose free money that your employer adds.
2. Check your National Insurance record
3. Decide whether to stay in or opt out of your workplace pension
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