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Workplace Pension Auto-Enrolment

New workers are often enrolled automatically and should still read the details.

Last updated: 10.05.2026

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1. Check your workplace pension

10 to 20 mins + usually starts with payrollmedium Priority

Most employees are put into a workplace pension automatically. This means both you and your employer put money in for your future retirement.

What to do: Read the GOV.UK guidance on joining a workplace pension to see how auto enrolment works. Check your payslip and any pension letters to understand how much you and your employer pay in.

What do you need: You need your payslips, any welcome pack from the pension provider and your personal details.

Outcomes: You will know if you are in a workplace pension and how much is being saved for your future each month.

Lifehack: Think carefully before you leave a pension scheme, as you may lose free money that your employer adds.

2. Check your National Insurance record

10 to 20 mins + instantmedium Priority

3. Decide whether to stay in or opt out of your workplace pension

20 to 30 mins + usually changes through payrollmedium Priority

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Not legal advice. AI-powered guidance - always verify critical information.